Travel Insurance for U.S. residents (2023)

World Nomads Travel Insurance

Travel insurance for independent travelers and their families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.

World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.

Buy cover while traveling

If you're traveling and want to extend your trip, World Nomads lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

Our multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Cover for 200+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

Travel Insurance for U.S. residents (1)

Buy cover while traveling

If you're traveling and want to extend your trip, World Nomads lets you buy more cover to keep you on the road.

Travel Insurance for U.S. residents (2)

24/7 Emergency Assistance

Our multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Insurance for U.S. residents (3)

Cover for 200+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered activities.

Travel Insurance for U.S. residents (4)

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.

    L.D.
    U.S. resident in Spain

  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.

    A.B.
    Australian in Thailand

  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.

    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services

This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200+ activities you love

Snow 26 activities

Water 47 activities

Air 18 activities

Land 61 activities

Sports 80 activities

Experience 40 activities

  • Snow Activities
    • Included for Standard & Explorer Plans

      Bobsled / Bobsleigh (non-snow track) Dog sledding Glacier walking Ice fishing Polar plunge Skidoos Skiing / snowboarding (cross country/Nordic) Skiing / snowboarding (on and off piste on resorts) Ski joring Sledding Sleigh rides Snow biking Snow kiting Snow mobiling Snow rafting Snowshoeing Tobogganing Tubing on snow
    • Included for Explorer Plan

      Bobsled (in snow) Heli-skiing / boarding Skiing / snowboarding (backcountry/alpine ski touring) Skiing / snowboarding by helicopter or snowcat Skiing with a miniwing Skiing (instructor) Snowboarding (free-style, jumping, stunting)
  • Water Activities
    • Included for Standard & Explorer Plans

      Banana boat rides Black water rafting Boating Canoeing Cave tubing (grades 1-5) Cruising (passenger) Cruising (crew) Dragon boating High diving (up to 33 feet) Hydrofoiling Hydrospeeding (grades 1 – 5) Jet boating Jet skiing Kayaking Kite surfing Outrigger canoe Paddle boarding Riverboarding Rowing / sculling Sailing Sailboarding Scuba diving (up to 165 feet) Sea canoeing Sea kayaking Snorkeling Speed boating Stand-up paddle surfing Surf boat rowing Surfing Swimming Tubing Wakeboarding Wakeskating Water skiing White water kayaking White water rafting Water polo Windsurfing Yachting
    • Included for Explorer Plan

      Diving Free diving (up to 197 feet) Heli-skiing / boarding Lifeguarding Scuba diving to 165 feet (commercial/instructor/guide) Shark cage diving
  • Air Activities
    • Included for Standard & Explorer Plans

      Aerial safari Gliding Indoor skydiving Microflight Parascending (over land) Passenger in a scheduled air charter Zip line
    • Included for Explorer Plan

      Aviation Ballooning Fly by wire Flying as a pilot or crew Hang gliding Hot air ballooning Passenger in a private, light aircraft Passenger in a stunt plane Skydiving Tandem skydiving Wingsuit flying
  • Land Activities
    • Included for Standard & Explorer Plans

      ATVs Backpacking Bicycle touring Bikepacking Bushwalking Camel riding / trekking Camping (up to 19,685 feet) Cycle touring Dirt boarding Dune buggy Fell running / walking Hiking or tramping (up to 19,685 feet) Hunting (excluding big game) Hurling Land surfing Moped biking Motor biking / motorcycling Motor racing (passenger only) Mountain biking (incidental to the trip) Mountain biking off track / downhill Mountain biking on tracks and trails Orienteering Outdoor endurance (less than ultra distance) Outward Bound Parkour Quad biking Rambling Roller blading Running of the bulls (spectator) Safari tours Sandboarding Sand skiing Scooter riding Scrambling (up to 19,685 feet) Segway polo Segway tours Speed trials Stilt walking Tough Mudder Trail bike riding Trail running (up to 19,685 feet) Tree climbing (up to 33 feet) Trekking (up to 19,685 feet) Tuk tuk (passenger) Unicycling Walking (up to 19,685 feet) War games (online) WWOOFing Yoga (in class or alone) Yoga (yoga teacher) Zorbing
    • Included for Explorer Plan

      Camping (up to 22,965 feet) Hiking or tramping (up to 22,965 feet) Horse riding (rodeo) Motocross Motor racing (driver) Outdoor endurance (ultra distance) Running of the bulls (participant) Scrambling (up to 22,965 feet) Trekking (up to 22,965 feet) Tuk tuk (racing, rickshaw run) War games (military simulation)
  • Sports Activities
    • Included for Standard & Explorer Plans

      American football Aerobics Airsoft Angling Archery Athletics Badminton Ballet Ballroom Dancing Baseball Basketball Bicycle polo Bowling Boxing Broomball Butoh Capoeira dancing Cheerleading Cricket Clay pigeon shooting Croquet Curling Dance Darts Deep sea fishing Disc golfing Dodge ball Equestrian activities Fencing Fitness training Floorball Football Go karting Golf Gymnastics Hockey Horse riding Ice hockey Ice skating Korfball Lawn bowling Martial arts (non contact) Martial arts (judo, karate) Netball Obstacle course Paint balling Powerlifting Racquetball Rifle range shooting Rock fishing Roller derby Roller hockey Roller skating Rounders Rugby Running / walking (less than ultra distance) Salsa dancing Snooker Soccer Softball Spear fishing Sports shooting Squash Stoolball Table tennis Target shooting Tchoukball Tennis Triathalon (less than ultra distance) Ultimate frisbee Volleyball Weight training
    • Included for Explorer Plan

      Cage fighting Kick boxing Mixed martial arts Muay Thai Running / walking (ultra marathon or more) Triathalon (ultra distance or more)
  • Experience Activities
    • Included for Standard & Explorer Plans

      Air Guitar Bungee jumping Canyon swing Canyoning Dirt boarding Indoor rock climbing Kite boarding Kite buggy Kite flying Kite wing Mongol Rally Parasailing Skateboarding (ramp/half pipe) Skateboarding (street) Trampolining
    • Included for Explorer Plan

      Abseiling Bouldering Bull riding Bushcraft Cave diving Cavern diving Caving / spelunking Cliff diving Cliff jumping Deepelling Deep-water soloing Free soloing High wire Ice climbing Jetpacking Mountaineering (up to 22,965 feet) Parachuting Paragliding / parapenting Potholing Rap jumping (up to 22,965 feet) Rappelling (up to 22,965 feet) Rock climbing (up to 22,965 feet) Speed flying Swimming with whales Trapeze Via ferrata

Blue activities are included in the Standard Plan. Orange and blue activites are included in the Explorer Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)

Contact the team

Wherever you are, we’re here 24/7 to help you in any emergency.
Travel Insurance for U.S. residents (5)

Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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Underwritten by: Nationwide

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